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This is Felicitas, 48, a resident of Malibay, Pasay, Philippines. She is married to Noel, a local official, and a mother to her children. Together with her husband, she manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Felicitas operates a printing business. She mainly offers signboards, sticker boards, tarpaulins and other printed materials used in business establishments, schools and other similar places. They buy materials and supplies to use for their printing and to manufacture different printed materials their customers require. Her regular customers are business owners, students and the local community. She makes at least PHP 1,000 in sales every day. To help her continue operating her business, she is applying for a PHP 10,000 loan. She will be using the loan to buy materials needed in printing, such as ink, polyester, plastic and other materials. She expects a boost in her business income as she expands her business. Felicitas hopes to grow her business and dreams of being able to give her family a good future. She meets with her co-fellowship* members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 822
    View loans »
    Philippines Loans Fundraising
  • $63,360,225
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Felicitas to pay for materials needed in printing, such as ink, polyester, plastic and other materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 18, 2013
Apr 27, 2013
Currency Exchange Loss:
Sep 17, 2013