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This is Sonia, 63, a resident of Silang, Cavite, in the Philippines. She is married to Fortunato, a sewer, and they have children. Together with her husband, Sonia manages the household while operating her buy-and-sell business. At this time, she is working hard to continually provide income for the family's everyday expenses.

Sonia's business is to buy and sell bags. She is also a sewer. She makes curtains, bed sheets, blankets and other goods for the home, as well as seasonal clothing, like uniforms and such, all year round. She does repairs and alterations as well. Her regular customers are her neighbors and members of the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help her continue operating her business, she is requesting a loan of 18,000 PHP. She will use the loan to buy quantities and varieties of bags and materials for her tailoring business.

Sonia hopes that her business will continue to grow and she dreams of a good life. She meets up with her co-fellowship members to share stories of her life and business every week and, in the process, she grows in her relationship with God.

* All CCT community partners/clients are organized into fellowship groups that meet weekly. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 343
    View loans »
    Philippines Loans Fundraising
  • $50,773,375
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Sonia to pay for bags needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 27, 2013
Currency Exchange Loss:
Oct 20, 2013