This is Francis, a resident of GMA, Cavite, Philippines. He is single and lives with his parents. He helps them by working to provide their everyday needs.
Francis operates a food stall. In the Philippines, the whole working community and most of the families eat home-cooked meals only during evenings when all of the family members are at home to take part in the meal. This is not only a normal family tradition but a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one or two persons when buying cooked rice and viands cost less than raw food. His regular customers are his neighbors and the local community. He earns a minimum of Php 500 in sales every day.
To help him continue operations of his business, he is requesting a Php 10,000 loan. He will be utilizing the loan to buy more quantities of products like meats, rice, vegetables, condiments, seasonings and frozen food products. He expects a boost in his income as he expands his business.
Francis dreams that the food stall will continue to grow and expand and hopes that he will have more sources of income. He meets up with his co-fellowship members to share stories of his work every week and where he can also draw strength and inspiration from the Word of God he studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.