This is Anie, 54, a resident of Malibay, Pasay, Philippines. She is married to Pedro and is a mother. She, together with her husband, manages their household while operating her business. At this time, she is working hard to continually provide income for her everyday expenses.
Anie operates a food stall. In the Philippines, the whole working community and most families only eat home-cooked meals during the evenings when all of the family members are at home to take part in the meal. This is not only a usual family tradition, but a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one to two persons when buying cooked rice and viands costs less than raw food. Anie's regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.
To help her continue operations of her business, Anie is requesting a loan of PHP 15, 000. She will use the loan to buy more raw ingredients like meats, rice, vegetables, condiments, and seasonings. She expects a boost in her business income as she expands her business.
Anie dreams that her business will continue to grow and hopes that her children will finish their studies. She meets with her co-fellowship members every week to share stories of her life and business and also to draw strength and inspiration from the Word of God, which she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.