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Joel Nehemias
Joel has made a living in agriculture for various years. He grows corn and beans, which he sells in order to help him pay his household expenses. He is a responsible, honest, and hardworking man who lives with his wife and their two children.

Joel is requesting this loan in order to buy some farming supplies such as compost, fertilizer, and seeds. These will help him to improve his land, pictured above, and crops to help him make ends meet. Improving his crops will increase his income and help stabilize his finances.
View original language description ↓
joel se dedica a la agricultura desde hace varios años siembra frijol y maiz y con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es un hombre responsable, honesto y trabajador vive con su esposa y sus 2 hijos. El esta solicitando un credito para poder comprar insumos como abonos, fertilizantes, semillas para su cosecha y poder darle una mejora a su terreno que muestra en la fotografia ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener un mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 680
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Joel Nehemias to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 25, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014