Update on Rita AntoniaForty-nine-year-old Rita lives with her three children. She sells personal products from catalogs for a living, such as creams, lotions, and cosmetics, among others. She has had her business for several years and it has given her a lot of experience in sales. She does her selling on foot all throughout the area. She has built up a lot of clientele, as people prefer her for the quality of her products, her good prices, and her excellent service. She wants to make a new investment, which is why she is asking for a loan to buy creams, lotions, cosmetics, etc., and thereby offer her family a full life.
Previous Loan DetailsRita Antonia is 48 years old and lives with her three children. She sells personal use products through catalogs such as crèmes, lotions, cosmetics, and other items. Rita has been in business for several years and has gained much experience in making sales. She sells as a traveling merchant in... More from Rita Antonia's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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