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Ruth Esmeralda
Ruth works selling all types of clothing: skirts, pants, blouses, etc. She has been doing this for eight years. As a street vendor, she works in the area where she lives and has many customers. The profit she makes allows her to provide for her family. She lives with her husband and daughter.

She will use the loan she is requesting to purchase more merchandise and obtain higher profits so that she can have more financial stability.
View original language description ↓
Ruth se dedica a la venta de todo tipo de ropa faldas, pantalones, blusas, etc desde hace 8 años vende de forma ambulante cerca de su lugar de residencia y tiene mucha clientela con las ganancias que obtiene logra sacar adelante a su familia vive con su esposo y su hija, ella solicita un credito que le permita comprar mas mercaderia y poder obtener mejores ganancias y asi mejorar su estabilidad economica

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Ruth Esmeralda to purchase merchandise (clothing).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 23, 2013
Apr 23, 2013
Currency Exchange Loss:
Apr 16, 2014