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Luis Wilfredo
Luis is 41 years old and lives in the city of Ica, within the Santiago district, along with his wife and two children, whom he loves and are his main reason for living. He is a friendly, hardworking, and enthusiastic person who, along with his wife, dedicates all of his efforts to getting his family ahead. Unfortunately, due to lack of financial resources, he needed to begin working very young, in order to help out his family. Luis was not able to study for the military career that he wanted to, but would have liked to have been able to serve his country. He likes to read a little in his spare time and sometimes prepares a delicious grilled meat to share with his family.

Luis works as a field worker on a farm in town. He works daily for about 10 hours and plants and harvests. Luis feels good when he is working and believes that things are going well due to his being responsible and dedicated.
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Luis es un hombre de 41 años, vive en la ciudad de Ica, en el distrito de Santiago con su esposa y sus dos hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa de dican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Luis no pudo estudiar la carrera militar que deseaba, pero le hubiera gustado servir a su patria, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones cocina una riquísima Parrillada para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como obrero de campo en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas, realiza labores de sembrado y cosecha, Luis se siente bien trabajando y cree que le va bien por su responsabilidad y buen desempeño.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD