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Ruta is a 26-year-old married woman with one child.

She has a small plantation where she grows taro and bananas to earn a living. She has been doing this for three years.

Ruta has requested a loan to buy fertilizer, gloves, a wheelbarrow and a weed sprayer.

She has been a member of SPBD since 2011. With her profits, Ruta hopes to pay for her children's education.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 9
    View loans »
    Samoa Loans Fundraising
  • $6,970,875
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Ruta to buy fertilizer, a wheelbarrow, gloves, and a weed sprayer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2013
May 1, 2013
Currency Exchange Loss:
Apr 16, 2014