Ruta is a 26-year-old married woman with one child.
She has a small plantation where she grows taro and bananas to earn a living. She has been doing this for three years.
Ruta has requested a loan to buy fertilizer, gloves, a wheelbarrow and a weed sprayer.
She has been a member of SPBD since 2011. With her profits, Ruta hopes to pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.