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Josefa Elizabeth
The city of Santa Ana is known for its gorgeous landscapes and the beautiful freshwater spas that are frequented by many tourists. It is here that the members of the Communal Bank “Nueva Esperanza” (New Hope) meet every 15 days.


Sra. Josefa lives in this place. She is 30 years old, married, and has two children (ages 8 and 7) who are in school. Her husband is a merchant. Doña Josefa and her husband sell clothing of all types. They manage a small vending post in the central part of the city where many merchants offer their products. Josefa works every day from 8:00 A.M. to 6:00 P.M. The weekends are the days when she has the most sales because the local fairs are held at that time. Many people from the countryside are out buying provisions, but they will also stop to buy merchandise. Josefa has been in business for six years and it has allowed her to move forward.


This loan will be used to buy more merchandise such as trousers, blouses, T-shirts, and children’s clothes. Josefa has been with the Communal Bank for more than 15 years and enjoys the assistance that she has received this entire time. Her dream is to have an established shop of her own.

View original language description ↓
En la ciudad de Santa Ana, conocida por sus bellos paisajes y por sus hermosos balnearios de agua dulce que son visitados por muchos turistas, cada 15 días se reúnen las socias del Banco Comunal Nueva Esperanza.

En este lugar vive a la señora Josefa, tiene 30 años, está casada y de esta relación tiene dos hijos dos hijos de 8 y 7 años que estudian en la escuela. Su marido es comerciante.

Doña Josefa con esposo se dedican a la venta de ropa de todo tipo, ellos todos los días arman un pequeño puesto en el centro de la ciudad lugar donde muchos comerciantes ofrecen sus productos. Trabaja todos los días desde las 8h00 hasta las 18h00, los días que mas ventas tienen son los fines de semana ya que en esos días son las ferias del cantón y salen muchas personas del campo a abastecerse de víveres y también comprar su mercadería. Tiene seis años que se dedican a esta actividad la cual les permite salir adelante.

Este crédito lo va emplear en comprar más mercadería como pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace más de 15 años y le gusta por la ayuda que le han dado en todo este tiempo.

Su sueño es tener un local fijo y propio.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,451,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Josefa Elizabeth to buy trousers, blouses, T-shirts, and children’s clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2013
Listed
May 25, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013