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Marlenis Esmeralda

Update on Marlenis Esmeralda

Marlenis is a 32-year-old single mother with four children. She devotes her time to the household chores and to the farm work. Marlenis works as a farm laborer, taking care of sugar cane and corn crops. She learned these skills out of necessity because she needed to feed her children. Marlenis also takes in laundry from people who request her services. To buy the supplies that she needs to carry out her work, she must travel 20 minutes by bicycle in order to bring those items to her house.

The loan she is requesting from Fundación Campo will be used to buy two heifers that will produce milk in the future for her children. Marlenis has always wanted to own cattle, so this season is an appropriate time for fattening them in order that they can produce milk soon. Her other goals include planting 7,000 square meters of corn so that she sell what she produces at a good price.

View original language description ↓
Marlenis tiene 32 años de edad, es madre soltera de cuatro hijos. Ella se dedica a realizar los oficios domésticos en casa y a las labores del campo, trabajando como jornal en los cultivos de caña de azúcar y de maíz. Estas actividades las aprendió por la necesidad de llevar el alimento a sus hijos y también lava ropa de personas que solicitan sus servicios. Para comprar los insumos que necesita para llevar a cabo sus labores, debe viajar en bicicleta durante veinte minutos y luego paga transporte para llevarlos a su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar dos novillas, para que produzcan leche a futuro para sus hijos. Ella siempre ha querido poseer ganado y esta época es la propicia para engordarlos y que pronto produzcan leche. Otra de sus metas es sembrar 7,000 metros cuadrados de maíz para vender la producción a un buen precio.

Previous Loan Details

Marlenis is 31 years old and the mother of four children. She is a hard worker and provides her services as a housekeeper. She also works for a wage in agriculture. She has been working in these activities for 26 years and it was her mother who taught her. It was with much effort that she raise... More from Marlenis Esmeralda's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 712
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Marlenis Esmeralda to buy two heifers for future milk production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 8, 2013
Apr 28, 2013
Currency Exchange Loss:
Apr 16, 2014