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Ruzan is a student at the Armenian Pedagogical University. She is a future teacher of geography. Ruzan is 20 years old and lives in Sevan city with her parents and sister. Her family are engaged in farming and cattle breeding in Sevan region.

Ruzan’s big dream is to become a good specialist and to teach a good generation in her lovely city of Sevan. As she confessed, many people from her region are abroad working but she decided to stay in her motherland and after finishing her education to work in the schools of Sevan city. She says that her city needs a good specialists.

Ruzan needs a loan of 110,000 Armenian drams to pay her tuition fees for her last semester. She hopes to start working as a teacher of geography in September.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 418.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ruzan to pay her tuition fees for her last semester.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2013
Apr 27, 2013
Currency Exchange Loss:
Jan 17, 2014