Seferina's parents taught her to work the land when she was very young. She enjoys her work and has done so since she was very young. She enjoyed the learning experience. This is the only source of income for Seferina's family right now and it has enabled her to improve herself and get ahead in life. Seferina owns the land that she works, having received it as an inheritance from her parents. It is located 10 meters from her home and both she and her sister work it, maintaining the crops by fertilizing, weeding, etc. Seferina's produce is sold through middlemen who visit the area and to their neighbors. The sisters themselves also travel to a commercial area to sell their produce.
Seferina is currently requesting help to buy manure and fertilizers for her potato crops as this is how she will keep them healthy and safe from pests and bugs. Her plans are to expand her business and grow a variety of produce for her customers. She would like to be able to offer her customers a wider variety of produce. Seferina's dream is to see her children grow up and to raise them with principles and values. She will support them in their studies and with any other goals they set themselves.
Actualmente Seferina solicita ayuda para poder comprar abono y fertilizantes para sus cultivos de papa ya que de esta forma ella mantendrá sano y salvo de plagas y bichos sus cultivos.
Sus planes son de poder ampliar y sembrar una variedad de productos para sus consumidores ya que de esta forma ella podrá ofrecer una mayor variedad. Su sueño es ver crecer a sus hijos y formarlos con principios y con valores apoyándolos en sus estudios y demás metas que ellos se propongan cumplir y realizar.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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