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Bacilia Esperanza
Bacilia is 40 years old. She is a plucky woman who completed primary school. Together with her husband and children, they have overcome problems thanks to their dedication to growing vegetables (potatoes, broccoli and cauliflower). Bacilia has a lot of experience with this work as she learned the trade from her parents 25 years ago and has been doing it ever since. This is currently the family's only source of income and it has helped them to overcome problems and to move forward in life. The family owns the work they land, thanks to Bacilia and her husband's effort and dedication over the years. The land is only a few metres from their home. Bacilia works hard alongside her husband so that their children do not leave their studies and so that they have a better future and better opportunities in life. Bacilia sells her products through intermediaries who come to the area, as well as to neighbours and they even travel to commercial areas to sell their products.

Bacilia is currently applying for help to invest in the potato crops by buying fertliser, manure and fumigation pumps for them. This will help keep them healthy and free from plagues.

Bacilia's dream is to improve her home, to grow potatoes in bulk and to be the best grower in the area. However, her priority is to see her children become professionals, with a better education and thus a better future.
View original language description ↓
Bacilia es una mujer de 40 años de edad luchadora con un grado de escolaridad de primaria completo y junto a su esposo y sus 4 hijos se han podido superar gracias a la dedicación en la actividad del cultivo de hortalizas (papa, brócoli y coliflor). Ella tiene mucha experiencia en esta actividad ya que aprendió hace mas de 25 años esta actividad dirigida e inculcada por sus padres la cual hasta hoy en día siguen ejerciendo. Este es el único medio de ingreso para su familia en la actualidad por medio del cual se han superado y han podido salir adelante. La propiedad que ellos trabajan es propia gracias al esfuerzo y dedicación impuesto por ella y su esposo durante muchos años de trabajo y dedicación la cual está ubicada a a pocos metros de su casa de habitación. Hoy en día Bacilia junto a su esposo trabajan duro para que sus hijos no dejen de estudiar y tengan un mejor futuro, un mejor estilo de vida y tengan mejores oportunidades en la vida. Su producto es comercializado a través de intermediarios que llegan a la zona, vecinos y ellos mismos que viajan hasta la zona de comercio para su venta.

Actualmente maría solicita ayuda para poder invertir en la siembra de papa comprando fertilizantes, abono, y bombas para fumigación a sus cultivos para que ayude a mantenerlo sano y limpio de plagas.

Su sueño es poder mejorar su vivienda, ser una productora de papa en cantidades mayores y ser la mejor de la zona en su producción; pero la prioridad de ella es ver a sus hijos convertidos en profesionales teniendo una mejor educación y a sí mismo un mejor futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,673,875
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Bacilia Esperanza to buy fertliser, manure and fumigation pumps for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 22, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2014