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Update on Salamatu

This is 29-year-old Salamatu. She is married and has one child, age 12. She has three additional dependents who live with her because their father is deceased. In 2003, Mariatu established her home products business selling plastic pans and dishes. She began her business just to enable her to take care of her child. Her business is located in the heart of town and her main customers are both men and woman. Working seven days a week and 10 hours a day, she earns about 650,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Mariatu has already received and successfully repaid two loans, and now requires a new loan in order to buy set pans (1,000,000 SLL), rubber buckets (1,200,000 SLL) and flasks (800,000 SLL). She hopes that this loan will increase her stock level. In the future, Mariatu plans to build a house, to give her child a quality education and to open a branch at the Kenema plaza. She is saying thanks to Kiva

Previous Loan Details

This is 29 year-old Salamatu. She is married and has 1 child, aged 10. She has 3 additional dependents, who live with her due to the death of their parent. In 2003, Salamatu established her plastic dishes and pan business. She began her business because she sees it to be profitable. That is he... More from Salamatu's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 31
    View loans »
    Sierra Leone Loans Fundraising
  • $9,245,200
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Salamatu to buy plastic dishes and pans.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 27, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Salamatu. It was first posted on Kiva on Feb, 2012. Learn More