Javier is 28 years old, married and has two children. He wants to provide them with everything they need, as best as he can, through his work as an administrator. This job also helps him to pay for his degree in public accounting and finances, which he is about to complete. To finish his studies, he is applying to Kiva and Afodenic for a loan to pay for the final courses. Javier's salary does not cover all the cost so he has to look for a loan to be able to achieve one of his goals - to become a professional.
Javier, de 28 años es casado y tiene dos hijos, por los que vela para brindarles lo necesario dentro de sus posibilidades con su labor como administrador que a la vez paga sus estudios de la carrera de Contabilidad Pública y Finanzas, el cual está por culminar por lo que solicita apoyo de financiamiento a Kiva y Afodenic para lograr entrar al curso de titulación ya que su salario no le permite cubrir todos estos gastos por lo que tiene que recurrir en busca de crédito para lograr cumplir una de sus metas, su profesion.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.