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John's Group
In this Group: John, Dora, Evelyn, Badu, Rose, Agnes
John is a 61-year-old, married man and a member of John's Group. The group membership is six, including Evelyn, Rose, Dora, Badu, Agnes and John.

John sells foodstuffs (cassava, fish, tomatoes and plantains), his income source for about eight years, now. He joined this group in 2009 and, since 2010, ID-Ghana has supported him with loans. This is his third loan, and he needs Kiva’s support in the amount of 1,000 Ghanaian cedis (GHS). He will use the loan to help him increase his stock of foodstuffs. The profits from his business will go toward savings, food, and supporting his grandchildren's education.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of John's Group's $1,525 loan helped a member to buy more cassava, fish, tomatoes and plantains, which he will resell to his customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 25, 2013
Apr 26, 2013
Currency Exchange Loss:
Dec 17, 2013