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Elmaddin (his sister is pictured) is 29 years old and single. He is an Internally Displaced Person (IDP) from the Kalbadjar region of the occupied territory of Azerbaijan. He is now living and working in the Mardakan settlement and has been selling phone accessories for 4 years.

Elmaddin needs a loan of $1200 to buy more telephone accessories to increase his inventory and supply his customers' needs.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Elmaddin to buy phone accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 25, 2008
Jul 14, 2008
Currency Exchange Loss:
Sep 15, 2009