Mcwilliam Z. is a 31-year-old university graduate and father of three children between four and eight years of age. For the past two years he has been running an internet cafe in the area of Bardnersville, well-known as one of the early communities in Liberia. Because he is the only one offering this service in the community, Mcwilliam Z. makes good profits which he uses to pay rent and internet fees, and to improve his saving account.
His primary business problem is the rainy season, which leads to slow browsing. He is now requesting a loan to purchase more computers for his business, and plans to expand by opening another branch in the future.