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Yohana is a 45-year-old business woman, and is married to Fery, a 48-year-old retired bank employee. She has six children; Sandi, 22, has just finished college; Deri, 20, is still in college; Brian, 15, and Shella, 12, who are both in Junior High School; and Brando, 9, and Bintang, 7, both of whom are in elementary school.

Yohanan runs a catering business that has been around for the past five years. She uses the income to pay for her children’s school fees. To generate more income, she wants to buy more ingredients and equipment. Therefore, she asks for an individual loan from TLM in the amount of IDR 3,000,000. She hopes that the business will help her provide for her family and put her children through school.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 35
    View loans »
    Indonesia Loans Fundraising
  • $5,218,725
    Funds lent in using Kiva
  • 9,708.0
    Indonesia Rupiahs (IDR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $325 helped Yohana to buy more ingredients and equipment.
70% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 15, 2013
Apr 26, 2013
Currency Exchange Loss: