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James
James is married and has three children. They reside in Kisii. He has been in the farming business for 12 years, producing bananas, maize, and milk. Besides farming, he is a teacher.

He has requested a loan from Juhudi Kilimo of KES. 62,400 to purchase and insure a dairy cow. This will boost his income because there will be an increase in milk production. He expects high yields and improved productivity. He has a major challenge of lack of a stable local market for his products.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 980
    View loans »
    Kenya Loans Fundraising
  • $41,774,625
    Funds lent in using Kiva
  • 83.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped James to purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2013
Listed
Apr 26, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014