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Farming has been the business of Divina Gracia for more than 14 years. She owns 1.3 hectares of rice fields. Divina Gracia is 35 years old, married, and has two children. Her older child goes to school, and her younger child is still an infant. Divina Gracia would like to borrow PHP 40,000. She will use this loan to buy farm supplies that are needed to make her rice farm productive and profitable. In this way, she can earn a better income, which will serve to sustain her family’s daily needs and educate her two children. She hopes and prays that her loan will be granted.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Divinagracia to buy fertilizer, two sacks of seedlings and insecticides for her farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 18, 2013
Apr 26, 2013
Currency Exchange Loss:
Nov 19, 2013