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Mary Joy
Mary Joy is 35 years old, married, and has four children who are all in school. She is a very hard-working entrepreneur.

Mary Joy has a fish vending business in the Philippines. Mary Joy requested a 12,000 PHP loan amount through NWTF to buy more fish to sell to her customers.

Mary Joy has been in this business for 16 years. In the future, Mary Joy would like to save enough money so she can afford to send her children to college and expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1857
    View loans »
    Philippines Loans Fundraising
  • $61,010,950
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Mary Joy to buy more fish to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Apr 25, 2013
Currency Exchange Loss:
Feb 17, 2014