Sapela is a 39-year-old married woman with four children. She has a small plantation and grows yam, taro crops, bananas etc to earn a living. She has been doing this for many years. Sapela has requested a loan to purchase new equipment. She has been a member of SPBD since 2006. With her profits, Sapela hopes to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.