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Marifat is a master craftsman of Tajik Suzani embroidery. She can bring life to fabric with her embroidery and brings happiness to her client. Since starting her embroidery business 35 years ago Marifat was able to learn all the details of her trade and train a number of students. Due to her age and health Marifat no longer takes many frequent requests for fine embroidery. She has a high expectations for her embroidery work and now her health does not allow her to take tens of orders at once and finish them in a speedy manner. However, Marifat is able to use her skill for other purposes - she now embroiders "yurma" on shawls (ruymol), souvenirs and special fabric bags. Her crafts reflects the world of embroidery masters, opens and teaches one about the history and culture of Tajik people. It is rightfully carries the name "Folk Craft".

Marifat is a professional at work and a caring mother at home. She and her husband raised four children to adulthood. Her children have now started their own families, only the youngest son still lives with his parents. Marifat is going to use this loan to purchase embroidery floss and fabrics. She otherwise lacks the necessary fund and because of that has turned to "Arvand" for help. She is grateful in advance for support and trust.
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Марифат настоящая мастерица по рукодельно – национальной вышивки. Она оживляет ткань вышивкой и дарит радость его хозяину. Ведь за 35 лет своей деятельности Марифтат успела изучать все тонкости своего дела и воспитать ряд учеников. В связи с возрастом и здоровьем Марифат уже не принимает много и частые заказы на вышивку в тонких вещах. Потому, что Марифат с самого начала своей деятельности привыкла выполнять заказ на высшем уровне. А на сегодняшней день её здоровье не позволяет ей , как и раньше качественно выполнить в краткий срок десятки вышивки. Естественно Марифат нашла своему мастерству другое применение. Теперь она занимается шитьём «йурма» на платках (руймол), подарочный – сувенирных вещах, специальных сумочках из тканей. Её место деятельности отражает мир рукодельных мастериц, открывает и знакомит с историей и культурой таджикского народа. Оно так и называется – "Народное ремесло".
Марифат профессионал на работе и заботливая в семье. Она с мужем воспитала и поставила четверых детей на ноги. Дети создали свою семью, только младший сын живёт вместе с нею. На полученный кредит Марифат хочет приобрести ткани и нитки, но на данный момент не имеет нужной суммы. Поэтому обратилась в МДО «Арванд» за помощью. Заранее благодарит за поддержку и доверие.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Marifat to purchase of thread and fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
Apr 22, 2013
Currency Exchange Loss:
May 17, 2014