Update on Dalila EufemiaDalila has been a member of the Loma de la Cruz community bank for a number of years. She is a person whose good temper and cheerfulness prove infectious among her fellow group members. She likes her community bank because of the unity and friendship that exists among its members. She also likes the loans as they help her to grow her business.
Dalila is 59 years old, married, and has four children: three of her children are married and live independently. Her son who is still single works and helps out financially. Her husband is retired and now works as a trader. She does not own her own home but rents instead.
Dalila has been selling clothing for a number of years. She sells her merchandise throughout the city and also travels to other cities where she has customers who place orders with her. This business has allowed her to provide for her children and improve the financial situation of her household.
Dalila invested her previous loan in buying clothing which made her good profits. She will invest this loan in buying clothing as well so that she can fill some orders that she has to deliver to her customers.
La Señora Dalila tiene 59 años, es casada y en su unión conyugal ha concebido 4 hijos, 3 de ellos son casados y viven independientes, su hijo soltero trabaja y le ayuda económicamente. Su esposo es jubilado y ahora labora como comerciante, no tiene casa propia por lo que vive arrendando.
Doña Dalia desde hace algunos años se dedica a la venta de ropa, su mercadería la vende recorriendo la ciudad y tambien viaja a otras ciudades donde tiene clientela que le realizan pedidos. Esta actividad le ha permitido sacar adelante a sus hijos y mejorar la economía de su hogar.
Su crédito anterior lo invirtió en la compra de ropa de la cual obtuvo buenas ganancias, su nuevo crédito también lo va a invertir en ropa para cubrir sus pedidos que tiene que entregar a su clientela.
Previous Loan DetailsDalila has been part of the communal bank Loma de la Cruz for several years. She lives in the outskirts of the city of Cuenca, a place that enjoys a cold climate, but its people have very warm hearts. It has various places to enjoy nature. One can also enjoy its culture, its traditions and its… More from Dalila Eufemia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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