Update on Karina VerónicaKarina has been a member of the Loma de la Cruz communal bank for some time. She likes the unity and sense of community of this group of friends. In every meeting, she is able to get out of her daily work routine, have fun, and talk about a variety of topics of interest. She lives in the city of Cuenca, which is known as the birthplace of great poets and writers. It has been a World Heritage Site since December of 1999.
Karina, 22, lives with her partner and has a two-year-old son. Her spouse is a merchant. They do not have their own home, so they are renting.
She works as a traveling clothing saleswoman in her free time, since she also works as a private employee. These two jobs give her the opportunity to improve the financial stability of her home and provide for her family.
She invested her previous loan in the purchase of clothing, with which she earned a good income. She will also use this loan to buy clothing so that she can have a greater variety for her clientele.
La Señora. Karina tiene 22 años, vive en unión libre y ha concebido un hijo de 2 años de edad. Su esposo es comerciante, no tienen casa propia por lo que viven arrendando.
Ella se dedica a la venta ambulante de ropa en su tiempo libre ya que también está trabajando como empleada privada, estos dos oficios le dan la oportunidad de mejorar la estabilidad económica de su hogar y sacar adelante a su familia.
Su crédito anterior lo invirtio en la compra de ropa de la cual obtuvo buenas ganancias, su nuevo crédito también lo va a invertir en la compra de ropa para tener más variedad para su clientela.
Previous Loan DetailsKarina has been a member of the Loma de la Cruz communal bank for some time. She lives in the outskirts of the city of Cuenca. Cuenca is characterized by a cold climate, but its people have warm hearts. There are various places to enjoy nature, and one can also enjoy the culture, traditions, ... More from Karina Verónica's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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