Spina is 35 years old, married, and has two children. She has a small plantation where she grows taro, bananas and other items that she can sell in her community or in the market. She has been doing this for three years. Sapina needs a loan to improve her home conditions and buy fertilizer, chemicals, wheel barrow, shovels, and gloves for her business. She has been a member of SPBD since 2012. Sapina will use the profits from her sales to help with her children’s education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.