Alaine is 25 years old and single, without children. She makes and sells elei fabric prints to earn a living, as she has been doing for two years. Alaine has applied for a loan to buy tools and other resources to make her work a lot easier. She plans to use her profits to keep improving her business and also improve her family’s standard of living. She joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.