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San Cayetano Group
In this Group: Diana, Deima, Sergia, Emilce, Mirta, Rosa, Catalina, Noelia, Sonia, Nilda, Sara, Noelia, Elida, Paulina
The 14 members of this group work together and help one another. They are a unified group that is known throughout their neighborhood for always working together. The members are taking a poverty elimination survey, which helps them become familiar with the income they are earning. Most of them have demonstrated that they earn a moderate income, in other words, not too low or not too high.


Sergia, a member of this group, says that she has had a difficult life. The only way she knows how to get ahead is to work hard and with great dedication. Sergia sells beverages of all types. In general, she has done very well and always remains well-stocked. She says that she would like to continue improving her income so that she can help her family the best way she can.


Sergia is requesting a loan so that she can invest in the purchase of sodas, beer, wine, energy drinks, and other products in order to remain well-stocked with these items. As a result, she can continue providing for her family.

View original language description ↓
Las 14 integrantes de este grupo trabajan y se ayudan las unas a las otras, es un grupo muy unido que es conocido en todo el barrio por trabajar siempre juntas. Ellas están haciendo la encuesta de eliminación de pobreza, el cual les ayuda a saber cuáles son sus ingresos. Y ha mostrado que la mayoría de ellas se encuentran con un ingreso medio, es decir, ni muy bajo ni muy alto.
Sergia, quien es parte de este grupo cuenta lo difícil que esta la vida, y que la única forma de salir adelante es trabajando duro y con mucha entrega. Ella se dedica a la venta de bebidas de todo tipo, y que en general le va muy bien ya que siempre está bien surtida. Cuenta que le gustaría además poder seguir mejorando sus ingresos y estar ayudando de mejor manera así a su familia.
Solicita de este crédito para poder invertirlo en la compra de gaseosas, cervezas, vinos, energizantes y demás para tener un buen stock de ellos y seguir dándolo a su familia.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $4,555
    Average annual income
  • 52
    View loans »
    Paraguay Loans Fundraising
  • $28,564,525
    Funds lent in using Kiva
  • 4,159.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Cayetano Group's $2,350 loan helped a member to buy sodas, beer, wine, energy drinks, and other products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2013
Listed
Apr 23, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013