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Carolina
As a married mother of five, Carolina works hard to support her family. She has a bakery business in the Philippines, and also earns additional income from fishing, operating a general store and selling cultured seaweeds.



Carolina, who has been sustaining her business activities through her past three loans from NWTF, is now borrowing PHP 25000 to buy additional ingredients such as flour, sugar, yeast, margarine, etc. for her bakery. She hopes that her hard work will help her attain her dream of sending her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1509
    View loans »
    Philippines Loans Fundraising
  • $59,164,100
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carolina to buy additional ingredients like flour, sugar, yeast, margarine, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
Apr 25, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013