Update on RomanRoman has a greenhouse farm - he grows early vegetables for sale. A previous loan helped Roman purchase fertilizer and pay his workers for harvesting vegetables in his greenhouses. Last year Roman's wife fell very ill. She had a number of surgeries and was not able to help Roman at the farm. Roman himself also had far less time because he was taking care of his wife and not paying as much attention to his business. Now everything is back to normal and everyone works on a regular schedule. Roman is requesting another loan to purchase fertilizer. He has everything else for spring planting. Roman hopes to have a large harvest and sell it profitably.
В прошлом году у Романа сильно заболела жена. Ей сделали несколько операций и она не могла помогать Роману в работе. И самому Роману был не легко, т.к. нужно было ухаживать за женой и он уделял меньше времени бизнесу. Сейчас все нормализовалось - все могут работать в обычном режиме.
Роман просит предоставить ему кредит для закупки удобрений. Все остальное у него есть. Роман надеется получить хороший урожай и выгодно его продать.
Previous Loan DetailsThe last loan Roman received from Kiva was used to purchase plastic greenhouse covering and fertilizers. Roman was also able to buy rebar for constructing his greenhouses, as well as some household appliances for his family. Since his last Kiva loan, Roman has also incurred some unexpected exp... More from Roman's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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