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Sulma Araceli
Sulma, 48, is the single mother of three children. She lives in a suburb of San Pedro Sula. She has always been in business and also takes in laundry. A year ago, she decided to open a small store in her house, selling daily consumption items such as beverages, churros, flour, basic grains, sugar, salt, pills, margarine, soap, and toilet paper. She opened the business with her savings, and it has been a success.

She decided to apply for a loan of 8,000 lempiras to stock her business with items like juice, batteries, meat, beverages, beans, and corn. Her goal is to solidify her business, to buy some freezers so that she can sell meat, and to help her daughter with her education fees.
View original language description ↓
Sulma, tiene 48 años de edad, es madre soltera con tres hijos, vive en una colonia suburbana de San Pedro Sula. Ella siempre se ha dedicado al comercio y a realizar trabajos de lavado de ropa. Hace un año decidió establecer un pequeño negocio en su casa de venta de productos de consumo diario como refrescos, churros, harina, granos básicos, azúcar, sal, pastillas, manteca, jabón, papel higiénico y otros. El negocio lo inicio con ahorros propios y le ha dado buen resultado. Ha decidido solicitar un préstamo por 8,000 Lempiras para surtir más el negocio con productos como jugos, baterías, carnes, refrescos, frijoles y maíz. Su objetivo es lograr establecer mejor el negocio, comprar varios frízeres para vender carnes y con las ganancias ayudar a su hija con los estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 88
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sulma Araceli to stock her business with items like juice, batteries, meat, beverages, beans, and corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2013
Listed
Apr 21, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015