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Sahei Lom Group
In this Group: Hoilam , Lhingneilhing, Nemhoikim, Hetin, Helhing
Hetin lives a very busy life since she lives with her in-laws and has to take care of them. She is a caring daughter-in-law. She takes care of her in-laws, kids and also raises pigs. She joined "Sahei lom" group with four other economically active women and she is the featured borrower member. She is pictured with the raised hand.

Hetin raise pigs but she was never in the position to buy more than three piglets. The insufficient capital always paralyses Hetin from raising pigs in good numbers. The pig sty that she has is also small and she needs more money to buy piglets and feed too. She raises pigs near the house because her in-laws are old and she can't leave them on their own. She purchase feed for the pigs in stocks from the market because she doesn't have time to collect food for the pigs in the nearby fields. She barely collects food for the pigs.

With the Kiva loan she is planning to purchase two more piglets and renovate the present pig sty by extending the perimeter. Hetin says if her plan is successful, then she will open a bank account and make some savings so that she can build a house. At present her only savings are with the group and it is a small savings. She is elated to share that, with the assistance of the loan, she will now be able to construct a bigger pig sty and purchase two more piglets. She thanks WSDS and Kiva for reaching her and also requests to continue assisting the "Sahei Lom" group in the future.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 36
    View loans »
    India Loans Fundraising
  • $5,654,125
    Funds lent in using Kiva
  • 53.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sahei Lom Group's $950 loan helped a member to purchase two more piglets and construct a bigger pig sty.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 27, 2013
Apr 25, 2013
Currency Exchange Loss: