5 Star Lom Group
Hekim doesn’t spend extra money for the pigs feed because her husband works as a contractual chef in the nearby army camp. The leftovers in the army mess are brought by her husband and they use them as pigs feed. She says that if she had to purchase feeds for pigs, she would spend half of her money in buying the pigs feed, which would disable her to buy more piglets. With the help of her husband, she manages to raise pigs in the easiest way. She also manages to let her four kids get education in private schools and also rents paddy fields for ploughing since she doesn’t own one.
With the Kiva loan, she will buy five more piglets and raise them. She wants to raise as much as she can because she is not worried about the feeds. The feeds are provided free of cost from the army mess and they are enough to feed a number of pigs. Thus, she says, “The more pigs I raise, the more profit I make.”
Hekim’s future plan is to own a paddy field and a plot of land for the family. She believes in her dreams and says that her husband and she will work hard to fulfill their dreams.
She also thanks WSDS and Kiva for the support and says, “God bless Kiva.”
More information about this loan
This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!