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Phuong, 48-years-old, is married and has two children, a son and a daughter. Her husband earns a living working for a supermarket. Phuong supports her family through the income she earns from selling rice to the people in her community. She began this business three years ago. She lives with her family in Ho Chi Minh City.

Phuong intends to take a loan to buy more rice to stock her store and to pay for material to make rice sacks. The additional stock and material will enable her to increase her sales. She hopes her business runs smoothly and will help her to improve her living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 67
    View loans »
    Vietnam Loans Fundraising
  • $12,974,825
    Funds lent in using Kiva
  • 20,872.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Phuong to buy more rice to stock her store and material to make rice sacks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 25, 2013
Currency Exchange Loss:
Feb 19, 2014