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Vecinas Unidas Group
In this Group: Graciela, Braulia, Silvina, Teresa, Maria, Epifania, Maria, Liliana, Carmen, Maria, Julia, Antonia, Liz, Ana, Irma*, Ramona*, Geraldina*
* not pictured
The “Vecinas Unidas” [Neighbors United] group is in its 8th loan cycle with the committee program, where they all work together. They are doing an elimination of poverty survey, which they can used to learn the level of income of each member. Three members are below the poverty line, which is to say they have a very low income.

One of them is Maria, who is an excellent sales person. She has all kinds of clothing of very good quality. It is thanks to the sales she makes and also her great efforts day to day that she is able to give to her family what they need to improve their lives. Maria is an example of selfless hard work and sacrifice.

She is requesting this loan to invest it in clothing items such as pants, sweatpants, t-shirts, skirts, and other types of clothing so she can continue with her sales and improve her income. She wants to improve her income so she can improve her family’s quality of life.
View original language description ↓
El grupo Vecinas Unidas está en su ciclo 8 del programa de comité, donde todas trabajan están haciendo la encuesta de eliminación de pobreza con lo cual pueden saber el nivel de ingreso de cada una, donde 3 integrantes se encuentran por debajo de la línea de pobreza, es decir con un ingreso muy bajo.
Una de ellas es la Sra. Maria, quien es una excelente vendedora, tiene todo tipo de prendas, y de muy buena calidad. Es gracias a las ventas que hace y al gran esfuerzo del día a día que da a su familia lo que necesitan para mejorar sus vidas. Maria es un ejemplo de lucha y sacrificio desinteresado.
Solicita de este crédito para poder invertirlo en la compra de prendas, como ser pantalones, buzos, remeras, polleas y demás tipo de prendas para poder seguir con sus ventas y mejorar sus ingresos. Ella quiere mejorar sus ingresos y así ir mejorando la vida de su familia.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 103
    View loans »
    Paraguay Loans Fundraising
  • $31,568,700
    Funds lent in using Kiva
  • 4,167.1
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Vecinas Unidas Group's $5,075 loan helped a member to buy pants, sweatpants, t-shirts, skirts, and other types of clothing.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 20, 2013
Apr 21, 2013
Currency Exchange Loss:
Jul 17, 2013