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Otilio is a 61-year-old gentleman who is very responsible with his household obligations. He has always been known for providing the best for his son. Otilio currently lives with his wife and son. He is a farmer who grows corn and beans. Through his sales, he is able to cover some of the household expenses.

Don Otilio wants to increase his sales. For this reason, he is requesting a loan so that he can buy insecticides and fertilizers, as indicated in the photograph. He will proceed with planting seeds so that he can have a good harvest and provide for his family’s daily needs.

View original language description ↓
Otilio de 61 años de eadd es un hombre muy responsable con sus obligaciones de hogar, ya que siempre se ha caracterizado por brindarle lo mejor a su hijo. Actualmente vive junto a su esposa y su hijo se dedica a ser agricultor siembra maíz y frijol con las ventas que realiza cubri algunos gastos de su hogar.Don Otilio desea incrementar sus ventas y por eso a solicitado un crédito el cual le permita comprar: insecticidas y fertilizantes asi como los muestra en la foto para seguir cultivando sus semillas y tenga una buena cosecha y darle el pan de cada dia a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 755
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Otilio to buy insecticides and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2013
Apr 21, 2013
Currency Exchange Loss:
Apr 16, 2014