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Jose Luis
Jose lives with his wife and their 3 children in their own house. He works as a farmer and his main crops are corn and beans. He sells his crops to grocery stores near where he lives and through this has been able to cover the household expenses and other needs as they appear.

He is asking for a loan to buy fertilizer and pay the rent on his land, which is shown in the photo and is where he cultivates his crops. He will spend it in this way because this work is his only source of income. In this way, he will be able to have better income and give his family a better quality of life.
View original language description ↓
Don Jose vive con su esposa y sus 3 hijos en casa propia se dedica a la agricultura su principal siembra es el maiz y el frijol con las ventas que hace a los comerciantes de granos basicos de su lugar de residencia ha logrado cubrir los gastos de su hogar y las necesidates que se le puedan presentar el solicta un credito para poder comprar abono y pagar el alquiler de la tierra que muestra en la fotografia donde siembra sus cultivos ya que esa es su unica fuente de trabajo y de ingreso y asi el podra tener mejores ingresos y darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 727
    View loans »
    El Salvador Loans Fundraising
  • $28,251,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Jose Luis buy fertilizer and pay the rent on his land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 22, 2013
Apr 20, 2013
Currency Exchange Loss:
Mar 17, 2014