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Arcadia
Arcadia is a 44-year-old woman who is of a hardworking age. She has a 1st grade education and only went to elementary school until 2nd grade. She is with her husband and their large family of 15 children, 6 of whom are young and dependent on her. Together, they have been able to get by thanks to her work growing vegetables (potatoes, brocoli, and cauliflower). She has a large amount of experience in this area because she learned it from her parents more than 26 years ago when she was young and has also learned from her husband. Arcadia and her husband work hard so that their children won't have to quit school and will have a better future and quality of life. In addition, they don't want their children to have to experience the difficult childhood that they experienced. She sells her goods by means of middlemen who come to their area and are of good reputation in terms of quality, food cleanliness, and their way of working. However, like all farming there are always risks such as disease and changing prices in the market.

She is asking for a loan to spend on planting her potato crop. She will buy certified seeds, since it is more secure, safe, and clean. In this way, she will be able to increase her harvest and obtain better profits.

Her dream is to improve her house and buy another type of seeds with the profits in order to be able to plant more vegetables and thereby be able to offer a larger variety to her customers in terms of buying and selling. Her greatest priority, however, is to see her children become professionals and have a better education and future.
View original language description ↓
Doña Arcadia es una mujer de 44 años de edad luchadora con un grado de escolaridad de primaria no completada cursado hasta el 2 grado junto a su esposo y su familia numerosa compuesta por 15 hijos de los cuales aun dependen 6 de ella menores de edad. Juntos se han podido superar gracias a la dedicación en la actividad del cultivo de hortalizas (papa, brócoli y coliflor). Ella tiene mucha experiencia en esta actividad ya que aprendió hace más de 26 años dicha experiencia la adquirió desde su juventud inculcada por sus padres y en la actualidad con su esposo. Doña Arcadia junto a su esposo trabajan duro para que sus hijos no dejen de estudiar y tengan un mejor futuro, un mejor estilo de vida y no pasen por la situación tan difícil que ellos en su juventud pasaron. Su producto es comercializado a través de intermediarios que llegan a la zona teniendo una gran reputación por su calidad, higiene y forma de trabajar; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado.

Actualmente solicita ayuda para poder invertir en la siembra de papa comprando semilla certificada ya que es mas segura higiénica y limpia, por medio de esto ella prodra aumentar sus cultivos y obtener una mejor ganancia del mismo.

Su sueño es poder mejorar su vivienda, comprar con las ganancias otra clase de semillas para poder cultivar mas hortaliza y poder brindar una variedad a sus clientes para su compra/venta; pero la prioridad de ella es ver a sus hijos convertidos en profesionales teniendo una mejor educación y a sí mismo un mejor futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $8,365,525
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Arcadia buy seeds certified for growing potatoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 19, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013