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Dinora El Carmen
Dinora is 52-years old and the mother of a 24-year old young man. Dinora has a hair salon located in a rented space. It is her primary source of income. Her twenty years of work experience led her to open her own business two years ago. She offers beauty services like hairstyling, haircuts, hair treatments, makeovers, manicures and pedicures. She offers her services to women, men, boys and girls. She currently offers her services every day, 8 hours a day. Dinora also sells esthetic and beauty-related products, like cosmetics, hair products etc. Dinora has a group of regular customers from her neighborhood and the surrounding areas. Because of her high-quality service, her regular customers refer new customers to Dinora. Dinora is currently applying for a Kiva loan; it is her first loan with Fundación Mario Santo Domingo. With the loan, she will purchase hair products and salon supplies, like rinses, shampoo, nail polish, scalp massagers and other items. Dinora's goal is to drive her salon forward and improve the interior as to create a completely comfortable atmosphere. Dinora plans to make a successful investment with her Kiva loan because her high season is approaching. Mother's Day is coming up, and that is a time when woman come to her hair salon to shine with beauty and celebrate the special day with the people they love most- their families.
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Dinora de 52 años es madre de un joven de 24 años de edad. Ella tiene una peluquería ubicada en un local alquilado, dela cual genera sus ingresos principales. Dese hace 20 años, su experiencia de trabajo que la llevó hace 2 años a iniciar su propio negocio, ofreciendo las líneas de belleza como peinado, cortes, tratamientos capilares, maquillaje, manicure y pedicure, dirigiendo su oferta a mujeres, hombres, niños y niñas. En la actualidad ofrece sus servicios diariamente, durante 8 horas; también vende mercancía asociada a la estética y belleza, como cosméticos, productos capilares etc. Dinora tiene en su cartera clientes fijos, ubicados en su vecindad y en los alrededores de ella y también forman parte de su cartera los que estos le refieren , por encontrar calidad en su servicio. En la actualidad Dinora está aplicando a un credikiva, primer finamiento que hace al Fundación Mario Santo Domingo, mediante la cual comprará productos capilares, insumos de peluquería, como enjuagues, champo, pinta uñas, masajes para el cuero cabelludo, entre otros artículos. Su meta es impulsar su peluquería y mejorar sus instalaciones físicas, para lograr un completo ambiente confortable. Con su credikiva proyecta hacer una inversión exitosa, porque se acerca la época de mayor ingreso por efecto de sus ventas, con motivo de la celebración del día internacional de las madres, época en la cual las mujeres llegan a la peluquería para lucir hermosas y celebrar este día tan especial, al lado de quienes mas aman : su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 241
    View loans »
    Colombia Loans Fundraising
  • $12,896,025
    Funds lent in using Kiva
  • 1,850.0
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $575 helped Dinora El Carmen to purchase wholesale hairstyling products like shampoo, dyes, balms, curlers, hairpins and brushes.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 19, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014