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Hugo Ernesto
Hugo is a hard-working, kind, and responsible person. He lives with his wife and their two daughters, ages seven and one.

He has been a farmer for several years; he grows corn and beans. Also, when it is not harvesting time he buys and sells wood. With the sales from his harvest and from the wood he manages to cover the household expenses and his family’s other basic expenses.

Hugo is requesting a loan that will allow him to buy agricultural supplies like seeds, insecticides, and manure, among other things. He will also use the loan to be able to rent the land, which is shown in the photograph, where he grows his crops. This way he will be able to get better income in order to give his family better financial stability.
View original language description ↓
Don Hugo es una persona trabajadora amable y responsable, vive con su esposa y sus 2 hijas de 7 y 1 año de edad, se dedica a la agricultura desde hace varios años cultiva maíz y fríjol tambien en su tiempo donde no hay cosecha se dedica a la compra y venta de madrera, con las ventas que realiza de su cosecha y de la madera logra cubrir los gastos de su hogar y otras necesidades basicas de su familia, Don Hugo solicita un credito que le permita comprar insumos agricolas como semillas, insecticidas, abonos, entre otras cosas y poder alquilar la tierra que muetra en la fotografia donde siembra sus cultivos y asi poder obtener mejores ganancias para darle a su familia una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 668
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Hugo Ernesto to buy agricultural supplies like seeds, insecticides, and manure, among other things.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Mar 21, 2013
Apr 20, 2013
Currency Exchange Loss:
Mar 17, 2014