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Mirna
Mirna, 39, is married to Ramón and they have 4 children who live with them in their own house.

Mirna sells cosmetics via catalogue. Her specialty are colognes and perfumes. She goes out to the streets to find friends, neighbors and acquaintances to sell a product to or to deliver the ones that have been ordered in advance.

In her house she has a small display case where she also sells these products. She has done this job for the past two years and she works alone.
She likes it very much because it gives her the freedom to manage her time to be available for her clients.

At first, just like all people that first start out with their own business, she had some insecurities but with time she overcame them and now she generates a large income for her house.

She hopes to open a boutique to offer her products in a more convenient manner and in larger quantities.

She is asking for a loan of 1,000 PEN ($400). She is very happy to know that she has financial support as this way she will feel more secure to keep going with her work and she is committed to paying her monthly installments on time.

She will buy more cosmetics in order to have a stock of perfumes, powders and body lotions.
View original language description ↓
Mirna, de 39 años de edad , esta casada con Ramón y junto a él tiene 4 hijos con quienes vive en su casa propia.El trabajo de Mirna consiste en la venta de cosméticos por catálogo, su especialidad son las colonias y perfumes, ella sale a la calle en busca de sus amigos, vecinos y familiares para vender algún producto o entregar aquellos que ya han sido solicitados con anticipación. Tiene en su casa un exhibidor pequeño en donde también ofrece a la venta estos productos a quienes la buscan en su hogar. Lleva realizando este trabajo por 2 años aproximadamente y lo hace sola.
Le gusta mucho lo que hace pues tiene libertad para manejar su tiempo y organizarse de acuerdo a la disponibilidad de sus clientes, al principio como toda persona que recién empieza con un negocio propio tuvo algunas inseguridades pero con el tiempo pudo superarlos y ahora es una gran generadora de ingresos en su hogar, espera poner una boutique para ofrecer sus productos con mayor comodidad y en mayor cantidad.En esta oportunidad solicitará S/. 1000 soles, está muy contenta de saber que tiene un apoyo financiero, ya que así se sentirá mas segura de avanzar con su trabajo, asimismo se compromete a pagar sus cuotas de manera puntual.
Con el monto solicitado comprará más cosméticos para tener en stock como perfumes, talcos y cremas corporales.

About Peru

  • $6,715
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Mirna to buy cosmetics such as perfumes, powders etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013