Don Jose is 42 years old and rents a home with his wife and his 15 year old daughter who is currently in school. He makes a living selling vegetables: tomatoes, onions, chilies, and chicken, since he has a small farm and has been dedicated to this activity for 5 years, and so, he has gained a lot of experience in sales which helps him to make higher profits. The place where he sells his crops is strategic and is frequented by many people, and he already has a large clientele who prefer his produce because it is fresh and sold at a fair price. Don Jose is a responsible and hard working man and with the earnings he makes from his sales he has been able to settle all his household costs. He wants to make a new investment in his business, but he doesn't have enough money to do so, which is why he is asking for a loan that would allow him to purchase more vegetables and to purchase what he needs to raise chickens and to be able to give a better quality of life to his family.
Don Jose de 42 años vive en una casa que alquila con su esposa y su hija de 15 años quien estudia actualmente, él se dedica a la venta de verduras: tomates, cebollas, chiles y pollos ya que tiene una pequeña granja tiene 5 años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, el lugar donde comercia es muy estratégico para la actividad y además muy concurrido de personas, ya tiene mucha clientela que la prefiere porque su producto es fresco, a buen precio. Don Jose es un hombre responsable y trabajador con las ganancias que obtiene de sus ventas logra solventrar los gastos que se le presentan en su hogar, quiere hacer una nueva inversion pero no posee de suficiente capital por eso solicita un crédito que le permita comprar mas verduras y comprar lo que necesita para seguir criando a los pollo y asi seguirle dando una mejor calidad de vida a su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.