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Teresa is married and has two school aged children. She lives in her own two bedroom brick home with a cement floor. The house is in the area of Alto Llojeta in the city of La Paz.

Right now, she works as a maid for more than eight hours a day. What little she earns is used to pay for food, education and basic utilities for her family. She is going to use the loan to pay for surgery and hospitalization expenses for her daughter. She had to hospitalize her because of a cyst she has in her stomach, and she has no cash.

Teresa's dream is to improve her income and build two more rooms so her family will be more comfortable and safe. This way, she will improve her quality of life. This is the second time she has worked with IMPRO and the first time with Kiva.
View original language description ↓
Teresa, es casada y tiene dos hijos que estan en etapa escolar, viven en casa propia ocupando dos habitaciones con paredes de ladrillo y el piso de cemento, la casa se encuentra ubicada en la zona, Alto Llojeta de la ciudad de La Paz.
Actualmente trabaja como empleada por más de ocho horas al día y con lo poco que gana debe ayudar con los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para el pago de la operación de su hija y los gastos de hospital ya que tuvo que ingresarla de forma inmediata por un quiste en su estómago y la cliente no cuenta con efectivo.
El sueño de Teresa es mejorar sus ingresos y hacer construir más habitaciones para dar mayor comodidad y seguridad a su familia , de esta forma mejorar su calidad de vida.
Es la segunda vez que trabaja junto a Impro y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Teresa to pay for an operation to remove a cyst from her daughter's stomach.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 20, 2013
Currency Exchange Loss:
May 24, 2014