Check out some available loans that are similar to this one!
Karol Ninoska
Karol is a 32-year-old young woman. She is very hardworking and entrepreneurial. She is not married and has a high-school education from Perito Mercantil y Contador Publico. Karol lives with her stepfather, mother, and her siblings. Since she was young, her parents have supported her studies and taught her how to grow pepper and other basic plants such as corn, beans, and coffee.

Currently, she works alongside her family growing pepper. For the last six years, this has been a profitable business for Karol. She sells her plants in neighboring towns and through some private institutions that offer her the support necessary to market her plants. She grows these plants 50 meters away from her house, so she is able to give them lots of attention.

Karol is requesting this loan in order to buy products that will help her pepper plants grow. Pepper is a delicate crop and she hopes to keep hers healthy. Karol's goal is to take good care of her crops so that they are plentiful and healthy come harvest time in August and September. She hopes to be able to support her family just as they have always supported her.
View original language description ↓
Karol es una mujer de 32 años de edad joven, luchadora, emprendedora, soltera con un grado de educación secundario completo graduada de Perito Mercantil y Contador Publico y vive con sus padrastros y sus hermanos; pero no pudo continuar por falta de apoyo económico. Desde muy pequeña fueron ellos los que la apoyaron con sus estudios y en todo lo necesario para que ella pudiera sacar una carrera y tener un conocimiento estudiantil; como también fueron ellos los que le enseñaron la actividad de la agricultura la siembra y cultivo de pimienta y granos básicos como ser maíz frijoles y café. Ella junto a su familia se dedican al cultivo y siembra de pimienta hace más de 6 años por lo que ha sido un negocio prospero para su familia durante mucho tiempo y lo sigue siendo en la actualidad. Su producto es comercializado y vendido por ella misma en las diferentes aldeas y zonas aledañas como también por medio de algunas instituciones privadas que le brindan el apoyo necesario para comercializar su producto en pequeña escala. Sus cultivos están ubicados a 50 metros de su casa de habitación por lo cual le permite mantener sus cultivos sanos y darles el debido mantenimiento.

Actualmente ella solicita ayuda para poder comprar productos especiales para darle mantenimiento a su cultivo de pimienta ya que es delicado y su desafió es mantener sanos esta siembra.

Su meta es poder dar asistencia y el mantenimiento necesario a sus cultivos para poder sacar una excelente cosecha para los meses de agosto y septiembre ya que sus deseos son poder apoyar siempre a su familia de la misma forma como lo hicieron ellos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Karol Ninoska to buy special products to help her pepper plants grow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013