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Francisca
Francisca is 34 years old. She has a partner and three children aged 14, 11 and 5. For the past 15 years she has been with her partner and since then has worked cultivating corn, beans and millet. She also fattens pigs and chickens to later sell to people in her community. Thanks to her mother she has learnt these activities, as she always instilled the need to work hard and be responsible in her. Francisca did not have the opportunity to attend school; but her greatest desire and the thing she works hardest for is that her children can go to school. She also helps her mother with her bills. Apart from this, for the past five years she has sold underwear from house to house.

She buys her farm supplies in the city which is an hour away from her house; and to get there she must walk along country lanes until she reaches the bus stop, as where she is there are no buses. She is sometimes accompanied by one of her sons or she goes alone, as her partner works in the fields and also at night as a security guard.

The loan she is requesting from Fundación Campo is to buy tiles and rafters to improve the roof of her house as winter is approaching and she urgently needs to carry out these repairs otherwise they will get wet. Also she wants to buy sand and cement to repair the floor of the pig sty. She does this so that her children can live safely and not get sick and to care for her pigs in a clean and comfortable place.
View original language description ↓
Francisca tiene 34 años de edad, esta acompañada y tiene tres hijos de 14, 11 y 5 años respectivamente. Desde hace 15 años ella se acompaño y desde entonces trabaja cultivando maíz, frijoles y maicillo; también engorda pollos y cerdos que posteriormente los vende a las personas de la comunidad. Gracias a su madre ella ha aprendido estas actividades, ya que siempre le inculco el trabajo y la responsabilidad. Francisca no tuvo la oportunidad de asistir a la escuela; pero lo que mas desea y por lo que se esmera mucho es que sus hijos asistan a la escuela. Ella ayuda también a su madre con sus gastos. Además, vende productos de lencería desde hace cinco años de casa en casa.

Los insumos agrícolas, los adquiere en la ciudad que esta a una hora de su casa; pero para llegar ahí debe caminar por veredas hasta llegar al punto de autobuses; debido a que en ese lugar no hay transporte publico. Ella es acompañada por uno de sus hijos o a veces sola, ya que su esposo trabaja en el campo y por las noches trabaja como seguridad.

El préstamo que esta solicitando a Fundacion Campo, es para comprar teja, vigas y mejorar el techo de su casa ya que se aproxima el invierno y le urge realizar estas reparaciones sino se mojaran y comprar arena y cemento para reparar el piso de la galera donde están los cerdos. Esto lo hace con el objetivo de sus hijos vivan más seguros y no se enfermen y cuidar a sus cerdos en un lugar limpio y cómodo.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Francisca to buy tiles, rafters and to improve the roof of her house as well as buying sand and cement to repair the floor of the pig sty.
89% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2013
Listed
Apr 20, 2013
Currency Exchange Loss:
N/A