Arquimides is 25 years old, single and doesn't have children. He lives with his parents in Chillanes, province of Bolivar. He is part of the Virgen de Baño community bank in the community of Sara de Cerritos, 30 minutes from the co-op's office. Arquimides makes a living growing beans and blackberries, and also raises livestock. He is requesting the loan to purchase seeds, urea, herbicides and fertilizers that he needs for his crops. He will make the purchases in Chillanes. His dream is to have his own land to harvest. The challenges he faces is the presence of plagues and sicknesses in his crops. In his free time he likes sports and community festivals.
ARQUIMIDES TIENE 25 AÑOS DE EDAD ES SOLTERO NO TIENE HIJOS, VIVE CON PADRES EN CHILLANES PROVINCIA DE BOLÍVAR.
La VRC VIRGEN DE BAÑOS está formada por en la comunidad mama Sara de Cerritos, a una distancia de 30 minutos de la oficina de la Cooperativa.
ARQUIMIDES SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE FRÉJOL, MORA, ADEMÁS SE DEDICA A LA CRIANZA DE GANADO.
SOLICITA EL CRÉDITO PARA COMPRAR SEMILLAS, UREA, HERBICIDAS, FERTILIZANTES. CON LA AYUDA DEL CRE´DITO PODRÁ COMPRAR LO NECESARIO PARA LAS SIEMBRAS. LAS COMPRAS LAS REALIZARÁ EN CHILLANES.
EL SUEÑO ES TENER TERRENOS PROPIOS PARA SEMBRAR. lOS DESAFÍOS A LOS QUE SE ENFRENTA SON LA PRESENCIA DE PLAGAS Y ENFERMEDADES EN LOS CULTIVOS.
EN EL TIEMPO LIBRE LE GUSTA EL DEPORTE Y LAS FIESTAS DE LA COMUNIDAD.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!