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Amanecer De Los Inkas Group
In this Group: Estefania, Lourdes, Felix, Felicia, Dilver, Rita Luz, Luis Alberto, Heber, Jimy*, Romania, Alejandrina, Felix, Georgina
* not pictured

Update on Amanecer De Los Inkas Group

These borrowers belong to the communal bank "AMANECER DE LOS INKAS" which is located in the district, province and department of Cusco.

Estefania (the one with her hand up) is 53 years old, married and has nine children. She runs a grocery store from 8:00 a.m. to 5:00 p.m. selling essential goods such as rice, sugar, milk, and oil. In her free time she enjoys going out for walks. Her goal is to expand her grocery store and she is requesting a loan to buy rice, sugar, milk and cookies.

The person with her face covered in the photo is no longer with the communal bank. The other members are involved in activities such as vegetable sales, beauty product sales, grocery store business and food sales.

Estefania is grateful to the lenders helping her and is committed to paying back the loan on time.
View original language description ↓
Los socios pertenecen al banco comunal “AMANECER DE LOS INKAS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Estefania (es la socia que levanta la mano) ella es casada y tiene 53 años y tiene 9 hijos; La socia trabaja en su negocio de tienda de abarrotes, la socia vende productos de primera necesidad como arroz, azúcar, leche y aceite, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m, la socia en sus tiempos libres le gusta salir a pasear, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el crédito para comprar arroz, azúcar, leche y galletas.
La socia que esta tapada su cara con un circulo se retiro del banco comunal Amanecer de los inkas
Los otros socios se dedican al negocio de venta de venta de verduras, negocio de venta de productos de belleza, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The Communal Bank “Amanecer de los Inkas” (Dawn of the Incas) consists of friends, co-workers, and neighbors who have good rapport. These members live in the city of Cusco, a city that is known for its archaeological sites, its historical center, its landscapes, its history, and its reputation o... More from Amanecer De Los Inkas Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 158
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amanecer De Los Inkas Group's $4,450 loan helped a member to buy rice, sugar, milk and cookies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 20, 2013
May 2, 2013
Currency Exchange Loss:
Oct 17, 2013