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Esther's Group
In this Group: Esther, Beatrice, Vida
Esther is single and 37 years old. She could not attend high school after her junior high school certificate, and she has one child. She sells provisions such as milk, Milo and rice. She set up this business on a table top and now has five years of experience. She has been able to erect a small store close to her residence.

Esther organized these ladies, and their group is requesting a total loan amount of GHS 2,650. The loan will be used to buy sugar, salad oil, rice, beans, eggs, and women's clothing.

In the near future, Esther wishes to open a supermarket.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Esther's Group's $1,375 loan helped a member to buy more rice, sugar, milk and Milo and sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 21, 2013
Apr 24, 2013
Currency Exchange Loss:
Sep 17, 2013